Are you at risk of foreclosure ?

Are you at risk of foreclosure and losing your home?

• Read our Tips for Avoiding Foreclosure.

Few people think they will lose their home, they think they have more time.

Recieved letter from you lender stating the amount you are delinquent, and that you have 30 days to bring your mortgage current. This is called a "Demand Letter" or "Notice to Accelerate".

If you do not pay the specified amount or make some type of arrangements by the given date, the lender may begin foreclosure proceedings. They are unlikely to accept less than the total due without arrangements being made if you receive this letter.

The time between the Demand or Notice to Accelerate Letter and the actual Sale varies by state. In some states it can be as quick as 2-3 months.

You have until the date of sale to make arrangements with your lender, or pay the total amount owed, including attorney fees.

Public Trustee's Sale.

First month missed payment – your lender will contact you by letter or phone. Second month missed payment – your lender is likely to begin calling you to discuss. Third month missed payment – after the third payment is missed, you will receive a letter You still have to work something out with your lender. Fourth month missed payment – now you are nearing the end of time ends, if you have Sheriff's or Public Trustee's Sale – the attorney will schedule a Sale. This is the actual. You may be notified of the date by mail, a notice is taped to your Redemption Period – after the sale date, you may enter a redemption period.

: Stay in contact with Multi Zone Realty, Inc.and get assistance as early as possible.

• Call Toll Free (888) 488-6947 to find out your options.